Terms

This site is run by the owner. It asks the internet to fund one person's retirement. That is the whole product, and these are the terms for taking part.

This is not a charity. A contribution is a personal gift to the owner, freely given. There are no tax receipts. Nothing is received in return for a contribution: no goods, no services, no stake in anything, no promise about how the money is used beyond what the public ledger shows.

Payments are processed by Razorpay for rupees and by Stripe for every other currency. Card details never touch this site. The amount you pay is converted to rupees at the day's rate when the processor confirms it, and that rupee figure is what the public total counts.

Your name or handle and your comment are public. They appear on the board, on your contribution page and in The Books. The owner can hide a comment that breaks the few rules on the board, without notice.

Refunds are available on request within 7 days of a contribution; the refunds page explains how. A monthly SIP can be cancelled at any time from the link in every charge email.

Questions about any of this go to singhasanjay301289@gmail.com. See contact.